Did You Know

80% of those who filed for bankruptcy due to a medical crisis had a health insurance plan.

- Benefits Selling: "Where are you on the critical illness sales track?", August 1, 2010.

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Ease the financial
costs associated
with an illness

What is critical illness insurance?

Critical illness can come at a high price.  Critical illness insurance offers you financial protection when you need it the most with cash benefits paid directly to you.

Supplementing your major medical with critical illness insurance helps you pay for your care so you can focus on getting well. Critical illness insurance may cover:

  • Severe burns
  • Coma
  • Paralysis
  • Heart attack
  • Permanent damage from a stroke
  • Bypass surgery
  • Kidney failure
  • Major organ transplant


Why do I need it?

A critical illness diagnosis can be financially devastating.  The average financial burden associated with a critical illness is $35,0001.  Since benefits are provided in a lump sum at the time a covered diagnosis occurs, there is flexibility in how you use your benefits.  Whether for medical expenses, or the cost of daily living, the decision is yours to use the benefits in a way that best fits your needs so you can focus on your recovery.


Interested in critical illness insurance?

Ask about benefits through First Financial where you work.


1MetLife: "Critical Times require Critical Solutions", 2010.