Did You Know

33% of total healthcare costs are paid out-of-pocket.

- Kaiser Family Foundation, Trends in HealthCare Costs and Spending, March 2009

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Bridging the
financial gap

What is medical gap insurance?

How will you prepare for out-of-pocket expenses from hospital and doctor bills?  Most insurance will only cover a portion of your overall medical expenses.  The medical gap plan is designed to help cover your out-of-pocket expenses that can really add up.

Supplementing your major medical with medical gap insurance may help you pay for expenses, such as:

  • Deductibles
  • Co-payments
  • Co-insurance


Why do I need it?

Medical gap insurance can help you pay for the out-of-pocket expenses that could otherwise drain your budget. 24% of American households reported having problems paying medical bills within the last year1. Supplementing your medical insurance with medical gap insurance can help you cover your expenses so you can focus on getting well.


Interested in medical gap insurance?

Ask about benefits through First Financial where you work.



1Robert Wood Johnson Foundation: Health Priorities Survery: The Medical System and the Uninsured; June 2009