Investments designed for smart financial planning

Smart financial planning is important for long term goals.  Offer your employees great options that include tax advantages for their retirement and higher education needs.

Both the 403(b) retirement plan and the 457(b) retirement plan have investment options and the flexibility to start, stop and adjust your contributions. 

Some employers have chosen to offer a 3121 social security alternative program that replaces after-tax Social Security contributions. Learn more about the 3121 social security alternative program.

For higher education savings, don't forget about the 529 college savings plans.  It allows employees to save for higher education through the convenience of payroll deduction and the advantages of pre-tax contributions.