What is disability insurance?
If your employees' paycheck suddenly stopped today, what would they do? 70% of the working population live paycheck to paycheck. It could be a financial concern if a disabling injury or sickness occurred.
A Disability Plan offers income protection when employees are disabled and cannot work. Plan benefits are paid directly to them and can be used however they like.
Employees choose the amount of coverage that fits best, based on:
- Affordability
- Income
- Days before it's active
- Any additional riders
Why is it needed?
Lost income due to a disability, combined with added medical expenses, can be overwhelming. Disability causes nearly 50% of all mortgage foreclosures each year. Disability Insurance can help give the peace of mind you and your employees deserve.
- Provide protection for your employees
- Select from a variety of vendors
- Knowledgeable account managers available year round
- Options to fit your business needs
- Latest in technology
- With you every step of the way
- 40 years of experience